Understanding And Accessing Disaster Relief: A Guide For Hurricane Helene Victims
October 14, 2024
An aerial view of a hurricane damaged neighborhood
Immediate Steps to Take Post-Disaster
  1. Ensure Safety: First and foremost, ensure your safety and that of your family. Stay updated on local advisories and only return home when authorities deem it safe.
  2. Document Damage: Take photographs and make detailed lists of all damaged property. This documentation will be critical when filing insurance claims and seeking disaster assistance.
  3. Contact Insurance: Promptly notify your insurance company to start the claims process. Provide them with your documentation of damages to expedite the process.
Accessing Federal and State Relief Resources
1. Federal Emergency Management Agency (FEMA):
  • Apply for Assistance: Victims can apply for federal aid through FEMA by visiting DisasterAssistance.gov or calling 1-800-621-FEMA (3362). FEMA can provide money for housing along with other personal expenses including medical, dental, funeral, and child care needs.

  • Disaster Recovery Centers: FEMA often sets up centers in affected areas. These centers can provide face-to-face assistance to disaster victims. Check FEMA’s website or local media for locations.
2. South Carolina Emergency Management Division (SCEMD):
  • Local Assistance: Check the SCEMD website for state-specific disaster recovery resources. They coordinate state response and recovery efforts and can guide residents on the best practices post-disaster and the available state assistance programs.

  • Alerts and Updates: Stay connected with SCEMD’s alerts for ongoing updates and instructions specific to South Carolina.
Local Community Resources
  • Red Cross and Salvation Army: These organizations typically provide immediate post-disaster assistance such as food, shelter, and medical aid. They may set up temporary shelters and offer emergency supplies.

  • Local Food Banks and Charities: Many local organizations step up to assist with relief efforts by providing food, clothing, and other supplies. Keep an eye on local community centers and churches for available resources.
Long-Term Recovery
  • Rebuilding Grants and Loans: Beyond immediate relief, long-term assistance such as low-interest loans and grants for rebuilding may be available from various sources including government agencies and private entities.

  • Counseling and Mental Health Support: Disasters can take a significant emotional toll. Access mental health services through local health departments or organizations like SAMHSA (Substance Abuse and Mental Health Services Administration).
Legal Assistance
Insurance and Disaster Recovery
Conclusion
At Priority Insurance LLC, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at 
. You can also request a free quote by 
.
Disclaimer: The information presented in this blog is intended for informational purposes only and should not be considered as professional advice. It is crucial to consult with a qualified insurance agent or professional for personalized advice tailored to your specific circumstances. They can provide expert guidance and help you make informed decisions regarding your insurance needs.​
A group of people sitting on motorcycles in front of a building.
February 24, 2025
​Motorcycle clubs are more than just a group of people who enjoy riding—they are a tight-knit community that offers camaraderie, support, and a sense of belonging. Whether you're a seasoned rider or a newcomer to the world of motorcycles, joining a motorcycle club can provide you with lifelong friendships, shared experiences, and a sense of adventure that goes beyond the open road. In this blog, we’ll explore the many reasons why motorcycle clubs are so much more than ju [...]
A woman is sitting at a desk in front of a computer screen
February 17, 2025
In today’s fast-paced, competitive business environment, reputation is everything. For professional service providers—whether you’re an accountant, consultant, lawyer, architect, or any other expert in a specialized field—your credibility and trustworthiness are crucial to maintaining long-term client relationships and securing new business. However, even the most careful professionals can make mistakes, and when that happens, it’s important to have the right [...]
A woman is pouring soap into a washing machine in a laundry room.
February 12, 2025
​When it comes to home design, the laundry room is often overlooked. It’s typically seen as a utilitarian space, relegated to the back of the house or hidden behind closed doors. However, with a little creativity and thoughtful planning, your laundry room can become a functional and stylish space that enhances your home's overall aesthetic. Whether you’re tackling a full renovation or just looking to update your current space, here are some tips for transforming your lau [...]
The inside of a tesla model 3 is shown.
February 5, 2025
The rise of autonomous vehicles (AVs) has sparked discussions across the automotive and insurance industries about liability, safety, and coverage. While self-driving cars are expected to revolutionize the way we travel, they also present new challenges when it comes to determining who is responsible in the event of an accident. If an autonomous car crashes, does the manufacturer, the software developer, or the vehicle owner bear the liability? How does insurance coverage work for autonom [...]
A man is standing next to a motorcycle on the side of a road.
January 27, 2025
​Adventure motorcycles, often referred to as ADV bikes, are built for endurance, versatility, and comfort, making them ideal for those who dream of long-distance travel on two wheels. Designed to handle both highways and trails, these bikes offer an unparalleled sense of freedom. In this blog, we’ll explore five reasons why adventure motorcycles are perfect for your next long-distance journey and discuss the importance of having motorcycle insurance. Versatility in Riding [...]
A group of people are sitting around a table having a meeting.
January 20, 2025
​Directors and Officers (D&O) liability insurance is a critical component of risk management for any corporation, large or small. This type of insurance protects the personal assets of corporate directors and officers, as well as their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company. This blog post will delve into the importance of D&O insuranc [...]
A man is lighting a match in a fireplace.
January 14, 2025
​Fire safety is a critical aspect of maintaining a safe home environment, and smoke alarms play a vital role in this endeavor. Not only can they save lives by providing early warnings in the event of a fire, but they also significantly impact the terms and premiums of home insurance policies. This blog post will explore why smoke alarms and fire safety measures are so crucial for homeowners and how they relate to home insurance. The Role of Smoke Alarms in Fire SafetySmoke alar [...]
A man sitting in a car with priority written on the bottom
January 6, 2025
​Carjacking, a crime involving the theft of a vehicle directly from its owner by force or threat of force, can be a terrifying and dangerous situation. Knowing how to react if you find yourself in such a scenario can significantly increase your chances of survival and safety. This guide offers practical tips and strategies for surviving a carjacking and explains why having auto insurance is crucial in the aftermath of such incidents. Understanding CarjackingCarjacking is often [...]
A man is sitting next to a red motorcycle on the side of the road.
December 23, 2024
​Motorcycle enthusiasts understand the thrill of hitting the open road, but with this freedom comes the responsibility of ensuring that both you and your motorcycle are well-protected. One of the key decisions riders face is choosing the right insurance policy. While short-term insurance may seem like a cost-effective option, long-term motorcycle insurance offers several distinct advantages. In this blog, we’ll explore the benefits of opting for long-term motorcycle insurance [...]
A woman in an apron is talking to another woman in a restaurant.
December 16, 2024
​As a business owner, ensuring the well-being of your employees is not only a moral responsibility but also a legal requirement in many regions. One of the most essential ways to protect your workforce and safeguard your business is by having workers' compensation insurance in place. This insurance provides crucial coverage for employees who suffer work-related injuries or illnesses, helping them recover without the added burden of financial strain. In this blog, we’ll explore [...]
Show More